$45 Million Auto Accident Verdict is Misleading

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A judge in San Mateo awarded $45 million in a auto accident that left the Plaintiff a quadriplegic. Of the verdict, $20 million was for pain and suffering and $25 million was for estimated past and future wage loss and medical bills.

Judge Beth Labson Freeman verdict was against the driver of a pickup truck and Division 1 All Service, a small demolition and hauling firm owned by the driver and members of his family.

But the case is hardly over. The question is whether Lincoln General and Colony Insurance provided insurance coverage in the case. Otherwise, the verdict is merely symbolic. The coverage case which involves the question of whether the truck driver was working in the scope of his employment, has yet to be resolved.

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